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Here’s a breakdown of the math $100k Salary -$24,500 in 401(k) -$4,400 in HSA -$7,500 in Traditional IRA New subtotal: $63,600k - $16,100 standard deduction Your new taxable income is $47,500 This is not illegal No hiding income This is just being smart The rich are using tax advantaged accounts to keep more of their money. Also if you’re married you can shelter even more money! #finance #investing
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