The most expensive thing a founder can do is give away equity to solve a problem they could have just paid for. If you can hire the accountant, they don’t need a piece of your company. Equity is for people who are building with you, not billing you. But beyond that: never sell what you don’t understand. The moment you can’t identify the true value of what you have, you’re not negotiating; you’re just accepting whatever number someone puts in front of you. And whatever you do, don’t raise when yo

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For years I’ve been told the housing crisis is caused by immigrants. So I spent weeks reading ABS data, Treasury reports, RBA publications, housing research, and government statistics to see if the evidence supported that claim. What I found surprised me. Immigration matters, but the research consistently points to multiple causes: underbuilding, zoning restrictions, planning delays, construction shortages, investor incentives, population growth, and cheap credit. Focusing on one cause often ign

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