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Homeowner’s Insurance Explained: What’s Actually Covered?
9:57
YouTubeInsuranceWise
Homeowner’s Insurance Explained: What’s Actually Covered?
In this video, I’ll go over homeowner’s insurance explained in simple terms, including what homeowners insurance covers and what it does not cover. We break down dwelling coverage, other structures coverage, personal property coverage, liability coverage, medical payments coverage, and additional living expenses. I explain how home ...
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Homeowners Insurance Explained — What It Actually Covers
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That home that’s been sitting on the market for 30  days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash
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That home that’s been sitting on the market for 30 days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash
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They Tried to Put Her in a Nursing Home for the House—Then Her Husband’s Will Changed Everything
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