Annuity sales reached another record in 2025, but experts warn many retirees may be choosing products that don't match their ...

You might decide on 49% in stocks, for example, 49% in fixed income, and 2% in commodities. If stocks have a big run-up and become, say, 60% of your portfolio, you should consider rebalancing to get ...

Vanguard's target-date funds provide a helpful income floor, but find out why you need much more.

You should typically split your investments among equities and fixed-income investments and perhaps a pinch of commodities. For example, you might decide on 49% in stocks, 49% in fixed income and 2% ...

An all-star team of retirement experts explains why life annuities are so valuable for older adults, yet so disliked by consumers. And they suggest what to do about it.

Annuity sales are soaring, because retirees and pre-retirees want more guaranteed income and principal protection. Annuity sales increased to $223 billion in the first half of 2025, 3% higher than in ...

Annuities convert a portion of savings into guaranteed lifetime income for retirees. “Annuities are one of the few tools designed specifically to solve for [income replacement].” They carry risks like ...

Annuity sales are increasing as more baby boomers hit "peak 65." Annuities can help generate a guaranteed income stream that buyers can't outlive, much like Social Security or a pension. The easiest ...

Annuities offer guaranteed income and tax-deferred growth, but downsides may include high fees and opportunity costs.

Non-qualified deferred annuity contracts (NQDACs) are some of the most misunderstood financial products on the planet. This lack of understanding has allowed pundits to villainize them unfairly, ...

The UK’s largest defined contribution (DC) master trust has appointed pension insurance specialist Rothesay to co-design a bulk deferred annuity as part of its planned post-retirement offering. Nest, ...