Zack Fenech is a professional finance writer from Toronto. He is passionate about demystifying complex finance topics and making them digestible and easy to follow for the average Canadian. Zack has ...

Here’s how you can start planning your RRSP withdrawals wisely to keep more of your hard-earned money in retirement. After spending decades building your RRSP, it can feel strange to start thinking ...

A seven-figure RRSP feels like financial freedom, but the tax bill and forced withdrawals can make it less “yours” than it looks. A big RRSP isn’t all spending money because every withdrawal becomes ...

There’s a cardinal rule for making RRSP withdrawals before maturity: Don’t! The tax hit on withdrawals has always been a huge obstacle to using your RRSP as a source of cash. However, at times, your ...

Spousal registered retirement savings plans (RRSPs) have been around for decades, and for many couples, these plans can play an important role in reducing tax upon retirement. But, they can be ...