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Defined benefit plans and defined contribution plans are two employer-sponsored ways of helping to provide employees with a comfortable retirement. The difference between them lies primarily in who ...

Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

When my corporate DC balance exceeded 1.69 million yen, I suddenly stopped and thought, 'I can't withdraw this money until ...

I was recently speaking to a friend who just got a new teaching job and was offered a one-time choice between enrolling in a traditional defined benefit pension plan or receiving a match in a defined ...

Few people refer to their 401(k) as a “defined contribution plan.” In fact, many people appear to perceive a 401(k) or for that matter a 403(b) plan as an “investment plan.” Many employers view their ...

ERISA covers two types of retirement plans: defined benefit and defined contribution. We explain what they are and how to know which one is yours. According to the US Department of Labor, the Employee ...

Many commentators – ourselves included – assert that people are saving less for retirement as a result of the shift from defined benefit to defined contribution plans. To support such an assertion, it ...

A Trump Administration Executive Order on investments in private equity, real estate, and digital assets in defined contribution plans President Trump has issued an Executive Order ("Order") to enable ...

Shepherd Wealth, an advanced planning firm serving small business owners and high and ultra-high net worth individuals and ...